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Cut energy expenses further

While you are in the mood to reduce energy consumption, call your electric utility and/or your heating-fuel company to ask about financial incentives for installing energy-efficient appliances or improvements. Some utilities subsidize the cost of improvements: adding insulation or weatherstripping, or installing that programmable thermostat, for example. Others give rebates for purchasing Energy Star appliances such as water heaters, air conditioners, dehumidifiers, heat pumps and fans. Also, remember to take the federal tax credit for such purchases. See the entire list at the Energy Star site. Senior citizens may qualify for additional subsidies.